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Ok, so you have bad credit and you need some financing. Don't think that help is not available, because it is. There are loans available to just about anyone, no matter what your credit score. But, all lenders are not created equal, therefore do your homework.
First and foremost, make sure that any lending institution you deal with is both reputable and qualified.
All lenders will take in consideration your credit score, your current status of employment, current debt load, and income to debt ratio. The exception to this would be for payday loans and check cashing companies.
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Fortunately, these days you do not have to rely soley on your local banks and loan companies to lend you funds. Because of the broad spectrum of the internet, you can now reach out to companies nationwide for financial assistance.
If you are in need of a bad credit loan for a mortgage, a vehicle, to refinance an existing note, or just need a little extra cash to get you out of a bind, you can feel relieved to know that help is nearby.
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See Credit Terms and Definitions
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Consumer Credit Information
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Consumer Handbook to Credit Protection Laws
This guide explains how consumer credit laws can help you shop for credit, apply for it, keep up your credit standing, and more.
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News Breaks
ECB must be "mobilized" for debt deal: Greek finance minister
ATHENS (Reuters) - The European Central Bank must take part in Greece's debt swap, Finance Minister Evangelos Venizelos said on Thursday, warning that a rescue package for Athens also hinges on other issues being resolved such as labor reforms and how Greek banks are to be recapitalized. Prime Minister Lucas Papademos still hasn't secured broad political support for yet more austerity - another ...
Finance ministers plan Greece talks
Meeting on Greek debt deal pencilled in for Monday evening. Finance ministers from the eurozone's 17 member states are expected to meet on Monday evening (6 February) to discuss Greece's debt problems.
Chatham Financial Expands Infrastructure & Project Finance Advisory Business
Chatham Financial, the largest global independent interest rate and foreign exchange risk management advisory firm, has appointed Rob Dornton-Duff to lead its risk management and f
House Dems propose ethics, campaign finance reforms
Lansing — House Democrats on Thursday introduced ethics and campaign finance reforms that would require corporations to report their political contributions and elected officials to disclose their finances.
Exelon Names Finance Executives for Combined Exelon-Constellation
Exelon today announced the Finance executives reporting to Jonathan W. Thayer, who has previously been named executive vice president and chief financial officer of the comb
Finance chiefs reassure CEOs over European crisis
Leading finance chiefs sought to reassure anxious global business leaders on Friday that Europe is on track to solve its crippling debt crisis before it drags the world's economies down. Europe's top banker ...
Finance chiefs reassure business leaders at Davos
Leading finance chiefs sought to reassure anxious global business leaders on Friday that Europe is on track to solve its crippling debt crisis before it drags the world's economies down.
Personnel Finance: Productivity Down, Employers Target Debt Stress
Financial education advocates point to three primary places to reach those who need help with their money: in schools, the point of sale, and at work. A debate rages over the first two. But efforts to educate employees at the office are spreading fast. The issues with school-based programs start with insufficient resources and teacher [...]
Finance chief at Boston Archdiocese steps down
The Boston Archdiocese's chief of finances is stepping down after nearly six years on the job.
Burnsville finance company accused of fraud
A Florida investment fund alleges it was duped by a Twin Cities firm and several related entities and individuals.
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Best Credit Cards with Bad, Poor or No Credit History. Don't let history keep you from having a credit card.
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