Bad Credit Information

Having bad credit can be a real pain, but you can soon find yourself on the way to good credit again. Know where to go, what questions to ask, and what to expect. You can find solutions to the questions to your problems right here.

For example, find out how to rebuild your credit, how to deal with bad credit and repossession, what 3 things lead to bad credit, how to use a secured credit card to your advantage, where and how to get a bad credit loan, and how to fix bad credit. We'll guide you in the right financial direction.

Do you need a credit card for poor credit, or a bad credit master card? Look no further.

These and many other articles concerning bad credit solutions are completely free for you to read and are intended to shed some light on, and help you, to improve any bad credit situation.

If you need a cell phone plan for bad credit, we can help you there as well.

Though we are in no way giving you legal advice, please browse around our website to get information that may be beneficial to you. We recommend you consult an attorney if you are experiencing dire financial difficulties.

Do You Have Bad Credit?

Your rights under the Fair Debt Collection Practices Act:
Debt collectors may contact you only between 8 a.m. and 9 p.m.
Debt collectors may not contact you at work if they know your employer disapproves.
Debt collectors may not harass, oppress, or abuse you.
Debt collectors may not lie when collecting debts, such as falsely implying that you have committed a crime.
Debt collectors must identify themselves to you on the phone.
Debt collectors must stop contacting you if you ask them to in writing

Consumer Credit Information

The Credit Practices Rule
The Rule prohibits many creditors from including certain provisions in consumer credit contracts. It also requires creditors to provide a written notice to consumers before they cosign obligations for others about their potential liability if the other person fails to pay.

Credit and Financial News
Credit reports: Employers are going to look, be ready (Sun-Sentinel)
How are you supposed to get a job in this economy if someone is going to hold your bad credit against you?

Take part: Credit blues hurting your job chances? (The Tennessean)
Did a bad credit history keep you from getting hired when you applied for a job? Be interviewed for a story. Contact reporter Bonna Johnson at 615-726-5990 or bjohnson@tennessean.com.

Land a Business Loan Despite Bad Personal Credit (BusinessWeek)
Approach local bankers, informal investors, and peer-to-peer lenders, such as Prosper and Zopa, and talk up revenue history, accounts receivable, and inventory

Banks goose credit card rewards to push card use (Erie Times-News)
Not every letter from a credit card company is bad news these days.

Running credit checks on job applicants is rife on the job (Rochester Democrat and Chronicle)
Running credit checks on all job applicants is becoming more widespread — and is generating opposition.

Bill would ban credit checks on job applicants (WCBD-TV Charleston)
A state lawmaker is hoping to stop credit checks on potential employees.

The New Credit CARD Act Is Here, and Debthelp-now.com Is Ready to Help Consumers Roll With the Changes (Marketwire)
SACRAMENTO, CA--(Marketwire - March 9, 2010) - Debthelp-now.com has announced adjustments to its debt settlement program to better help Americans affected by the New Credit CARD Act of 2009.

Greece And Its Bad Company (Forbes)
A bond sale wasn't enough to remove Greece from the list of countries deemed the greatest credit risks.

Pound falls below $1.50 again as credit agency warns that efforts to cut deficit are moving at 'pedestrian pace' (Daily Mail)
Influential ratings agency Fitch warned that the shortfall in the country's finances must be reduced quickly because the nation’s credit profile has 'deteriorated'.

Credit score use irks IPFW prof (Fort Wayne Journal Gazette)
Mark Crouch gets a little hot when the topic of credit scores comes up. "We have entered an era where your credit score affects almost everything in your life ... things totally unrelated to your desire to borrow money," he said.